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12.1m Car Finance Agreements Can Seek Compensation Now

Bought a car on finance?
You could be owed on average £1,658*

No Paperwork, No Lender, or Reg Plate Needed!

Use our tool to identify car finance agreements going back to 2007. You may be eligible for compensation for mis-sold car finance.

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  • We locate your finance agreements so you don't have to.
  • Check if your car finance could qualify for compensation
  • Our team manages the claim from start to finish

You do not need to use a claims management company to make your complaint, you can make a complaint yourself to the lender, or you can refer your claim to the Financial Ombudsman Service (FOS) for free.

How much could you be owed?

How many cars have you had on finance since 2007?

Estimated claim value

£1,658

Based on the FCA average of £829 per agreement.

Application 100% Online

Check your claim in 3 easy steps

01

Find Your Agreements

We can find your agreements and manage your claim in a few easy steps.

02

Check Your Eligibility

Our dedicated legal team will carefully prepare and submit your finance claim, managing everything from start to finish.

03

Get Compensated

If you've had multiple finance agreements, you could make more than one claim. The FCA average is £829 per agreement.

Is Your Lender on the List?

We'll find agreements across multiple lenders to ensure you get the maximum compensation possible.

0-9 lenders

5 lenders listed

  • 1st Stop Car Finance
  • 1st Stop Finance
  • 247 Money
  • 247 Money Group
  • 2nd City Mortgages

Why Choose Us?

Trusted by thousands for efficient, stress-free claims management

We find your agreements

Our system is linked with multi bureau credit reference checker giving us the best chance of identifying all of your car finance agreements.

£65m recovered for clients in PPI

Thousands trust our efficient, hands-off service for finance claims.

Manchester-based, experienced team

Our specialists manage your claim from start to finish.

Quick, easy claim process

Submit your details in minutes - no paperwork needed.

Clear updates at every step

Receive regular progress reports and transparent communication.

Personal support for every client

Our team is here to answer questions and guide you.

What the FCA Investigation Found

Understanding undisclosed commission in car finance agreements

FCA Findings

Between 2007 and 2024, many car dealerships arranged finance on behalf of customers. In these arrangements, dealers often received commission payments from finance providers.

What the FCA found in some cases

  • Commission amounts were not disclosed to customers
  • Higher interest rates may have been applied to increase commission payments
  • Customers were not given information that could have affected their decision

FCA Estimate

Approximately 12.1m agreements may be affected

How It Happened

Finance Agreement Signed

You took out car finance through a dealership

Commission Arrangement

The dealer received commission from the finance provider

Not Disclosed

This commission may not have been made clear to you

FCA Investigation

The FCA found widespread issues with these arrangements

Your Right to Claim

You may be entitled to compensation

If your agreement included these arrangements, you may be eligible for compensation.

Frequently Asked Questions

If you financed a vehicle in the UK between April 2007 – November 2024 and suspect mis sold motor finance, you may qualify. This includes hire purchase and PCP agreements.